TakeProfit Trader vs Topstep: Which Prop Firm is Truly Trader-Friendly in 2025?

If you’re a futures trader searching for a funded account, two major names pop up over and over again: TakeProfit Trader and Topstep. But while both firms offer similar paths to funding, one stands out as far more supportive of traders who want flexibility, fair rules, and fast payouts.

Let’s break down the key differences—so you can see exactly why TakeProfit Trader is the clear winner when it comes to trader-friendly features. Use code FFF for the best discounts.

---

🧪 Evaluation Process

Feature	TakeProfit Trader	Topstep
Profit Target (50K Account)	$3,000	$3,000
Max Position Size	6 contracts (or 60 micros)	5 contracts
Consistency Rule	50% rule (evaluation only)	50% rule (evaluation only)
Drawdown Type	$2,000 End-of-Day Trailing	$2,000 Max Loss (no trailing)
Daily Loss Limit	❌ None	✅ Enforced
Evaluation Cost (50K)	$170 (often $85 with coupon)	$49

TakeProfit Trader allows slightly more leverage during the evaluation (6 contracts vs. 5), which can be crucial for faster progression. And critically—they’ve eliminated the daily loss limit, giving traders more breathing room to execute their strategy. Topstep still enforces it, adding unnecessary pressure.

---

💰 Funded Account Rules

Feature	TakeProfit Trader	Topstep
Funded Account Name	Pro Account	XFA
Activation Fee	$130	$149
Max Drawdown (150K account)	$4,500	$4,500
Daily Loss Rule	❌ None	✅ Enforced
Reset Option	✅ 3 Resets per Funded Account ($649 each)	❌ None
Max Funded Accounts	5	5
News Trading Rule	1-min hold before/after major news	None specified
Funded Consistency Rule	❌ None	❌ None

Topstep’s biggest drawback? No reset option if your funded account blows up. You’re forced to start all over—wasting both time and money. TakeProfit Trader offers up to 3 resets per funded account, giving traders a second chance without jumping back into the evaluation gauntlet.

---

🏦 Payout Rules

Feature	TakeProfit Trader	Topstep
Withdrawal Timing	Daily (if above threshold)	After 5 days of $200+ profits
Profit Split	80/20 (Trader keeps 80%)	Capped at 50% of profit per payout
Max Payout	No Cap	50% Cap
Withdrawal Threshold	$2,000 on 50K Account	Based on 5x $200 profit days

This is where TakeProfit Trader completely outshines Topstep. With TakeProfit Trader, you can withdraw profits every single day—as long as you’re above the required threshold (e.g., $2,000 for a 50K account). There’s no limit on the amount you can pull out.

Topstep, by contrast, restricts you to 50% of your profits per withdrawal and forces you to grind through five $200 profit days just to qualify for a payout.

---

🧠 Realistic Risk Strategy Compatibility

TakeProfit Trader’s structure supports strategic, realistic risk management:

• Ability to scale size early and taper off once the target is nearly hit.
• Flexibility to take small red days without penalty.
• No mandatory delay for resetting a blown account.
• More contracts available, enabling tighter trade structuring for faster evaluations.

---

✅ Final Verdict: TakeProfit Trader Is Built With Traders in Mind

Topstep might seem cheaper upfront—but the restrictions and lack of flexibility can end up costing you more in time, stress, and missed opportunities. TakeProfit Trader offers:

• More leverage during evaluations
• No daily loss rule
• Daily payouts
• No cap on withdrawals
• Reset options in funded accounts

For traders who value freedom, speed, and second chances, the choice is clear:
TakeProfit Trader is the most trader-friendly prop firm in 2025. Use code FFF for the best discount.