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Take Profit Trader vs Topstep: Which Prop Firm is Truly Trader-Friendly in 2025?
If you’re a futures trader searching for a funded account, two major names pop up over and over again: Take Profit Trader and Topstep. But while both firms offer similar paths to funding, one stands out as far more supportive of traders who want flexibility, fair rules, and fast payouts.
Let’s break down the key differences—so you can see exactly why Take Profit Trader is the clear winner when it comes to trader-friendly features. Use code FFF for the best discounts.
🧪 Evaluation Process
| Feature | Take Profit Trader | Topstep |
|---|---|---|
| Profit Target (50K Account) | $3,000 | $3,000 |
| Max Position Size | 6 contracts (or 60 micros) | 5 contracts |
| Consistency Rule | 50% rule (evaluation only) | 50% rule (evaluation only) |
| Drawdown Type | $2,000 End-of-Day Trailing | $2,000 Max Loss (no trailing) |
| Daily Loss Limit | ❌ None | ✅ Enforced |
| Evaluation Cost (50K) | $170 (often $85 with coupon) | $49 |
Take Profit Trader allows slightly more leverage during the evaluation (6 contracts vs. 5), which can be crucial for faster progression. And critically—they’ve eliminated the daily loss limit, giving traders more breathing room to execute their strategy. Topstep still enforces it, adding unnecessary pressure.
💰 Funded Account Rules
| Feature | Take Profit Trader | Topstep |
|---|---|---|
| Funded Account Name | Pro Account | XFA |
| Activation Fee | $130 | $149 |
| Max Drawdown (150K account) | $4,500 | $4,500 |
| Daily Loss Rule | ❌ None | ✅ Enforced |
| Reset Option | ✅ 3 Resets per Funded Account ($649 each) | ❌ None |
| Max Funded Accounts | 5 | 5 |
| News Trading Rule | 1-min hold before/after major news | None specified |
| Funded Consistency Rule | ❌ None | ❌ None |
Topstep’s biggest drawback? No reset option if your funded account blows up. You’re forced to start all over—wasting both time and money. Take Profit Trader offers up to 3 resets per funded account, giving traders a second chance without jumping back into the evaluation gauntlet.
🏦 Payout Rules
| Feature | Take Profit Trader | Topstep |
|---|---|---|
| Withdrawal Timing | Daily (if above threshold) | After 5 days of $200+ profits |
| Profit Split | 80/20 (Trader keeps 80%) | Capped at 50% of profit per payout |
| Max Payout | No Cap | 50% Cap |
| Withdrawal Threshold | $2,000 on 50K Account | Based on 5x $200 profit days |
This is where Take Profit Trader completely outshines Topstep. With Take Profit Trader, you can withdraw profits every single day—as long as you’re above the required threshold (e.g., $2,000 for a 50K account). There’s no limit on the amount you can pull out.
Topstep, by contrast, restricts you to 50% of your profits per withdrawal and forces you to grind through five $200 profit days just to qualify for a payout.
🧠 Realistic Risk Strategy Compatibility
Take Profit Trader’s structure supports strategic, realistic risk management:
- Ability to scale size early and taper off once the target is nearly hit.
- Flexibility to take small red days without penalty.
- No mandatory delay for resetting a blown account.
- More contracts available, enabling tighter trade structuring for faster evaluations.
✅ Final Verdict: Take Profit Trader Is Built With Traders in Mind
Topstep might seem cheaper upfront—but the restrictions and lack of flexibility can end up costing you more in time, stress, and missed opportunities. Take Profit Trader offers:
- More leverage during evaluations
- No daily loss rule
- Daily payouts
- No cap on withdrawals
- Reset options in funded accounts
For traders who value freedom, speed, and second chances, the choice is clear:
Take Profit Trader is the most trader-friendly prop firm in 2025. Use code FFF for the best discount.
